My policy has been canceled! Can the company do this?
Modified on: Mon, 28 Jan, 2013 at 1:33 PM
For any new personal automobile insurance policy, an insurer may cancel for any reason within the first 60 days subject to the insurer’s established underwriting guidelines which are not required to be filed with the Insurance Department. Otherwise, a policy can only be canceled in mid-term (after 60 days on a new policy) for a few specific reasons: (1) suspension or revocation of a driver's license of the named insured or any other person who customarily operates an automobile insured under the policy (not including administrative suspensions); (2) discovery of fraud or material misrepresentation in obtaining the policy or in making a claim; or (3) nonpayment of premium.
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